Terms & Conditions

Disclosure

Any performance quoted represents past performance and is not a guarantee or a reliable indicator of future results. Investment return and the principal value of an investment will fluctuate. Shares may be worth more or less than original cost when redeemed. Current performance may be lower or higher than any average annual returns shown.

Please refer to the offering document of any alternative investment fund (each, an “AIF” and collectively, the “AIFs”) or prospectus of any undertakings for collective investment in transferrable securities (“UCITS”) fund referenced herein (each, a “UCITS Fund” and collectively, the “UCITS Funds” and together with the AIFs, the “Funds”) before making any final investment decision. Investors should carefully consider the investment objectives, risks, charges, and expenses of the Fund.

An offering document or prospectus is available for each Fund and Key Investor Information Documents (“KIIDs”)/Key Information Documents ("KIDs")* are available for each share class of any sub-funds of a UCITS Fund (each, a “Sub-Fund” and collectively, the “Sub-Funds”), if applicable. Each offering document or prospectus can be obtained at Fund Information (mercer.com). Each offering document or prospectus is available in English and, where required under national rules, will also be available in the local language of the relevant EU Member State.

The KIIDs/KIDs for each Sub-Fund, if applicable, can be obtained [above / on the applicable jurisdictional page] and are available in one of the official languages of each of the EU Member States into which each Sub-Fund has been notified for marketing under the Directive 2009/65/EC (the “UCITS Directive”), as applicable.

In addition, a summary of investor rights is available at Fund Information (mercer.com). Each summary is available in English.

Distributed by Mercer Global Investments Europe Limited (“MGIE”), Charlotte House, Charlemont Street, Dublin 2, Ireland.

Certain Sub-Funds of the UCITS Funds are currently notified for marketing into a number of EU Member States under the UCITS Directive or AIFMD Directive, as applicable. Mercer Global Investments Management Limited can terminate such notifications for any share class and/or Sub-Fund at any time using the process contained in Article 93a of the UCITS Directive or Article 32a of AIFMD.

The information set out herein is not for use within any country or with respect to any person(s) where such use could constitute a violation of the applicable law. The information contained in this communication is intended to supplement information contained in the offering document or prospectus for the relevant Fund and must be read in conjunction therewith. Investors should consider the investment objectives, risks, charges and expenses of these Funds carefully before investing. This and other information is contained in a Fund’s offering document or prospectus. Investors in a Fund or Sub-Fund invest in shares of that Fund or Sub-Fund. Please read the offering document or prospectus carefully before you invest or send money. Past performance is not a guarantee or a reliable indicator of future results and no guarantee is being made that similar returns will be achieved in the future. Returns are net of fees and other expenses and include reinvestment of dividends. The performance data represents past performance and investment return and principal value will fluctuate so that the shares of a Fund or Sub-Fund, when redeemed, may be worth more or less than the original cost. Potential differences in performance figures are due to rounding. A Fund or Sub-Fund may invest in non-U.S. or non-Eurozone securities which involves potentially higher risks including non-U.S. or non-Euro currency fluctuations and political or economic uncertainty. For informational purposes only. Please note that not all Funds or Sub-Funds are registered for sale in every jurisdiction. Please contact MGIE for more information.

These materials are for use by the selected type of investor only. Any party forwarding this material to other parties takes full responsibility for ensuring compliance with applicable securities laws in connection with its distribution.

Benchmarks

Unless referenced in the offering document, prospectus or relevant KIID/KID (if applicable), a benchmark or index in this material is not used in the active management of a Fund or Sub-Fund, in particular for performance comparison purposes. Any reference to a particular benchmark or index in any materials referenced herein is made solely for risk or performance comparison purposes. This material may contain additional information, not explicit in the offering document or prospectus, on how the Fund, Sub-Fund or strategy is currently managed. Such information is current as at the date of the material and may be subject to change without notice.

Where referenced in the offering document, prospectus or relevant KIID/KID (if applicable), a benchmark may be used as part of the active management of a Fund or Sub-Fund including, but not limited to, for duration measurement, as a benchmark which the Fund or Sub-Fund seeks to outperform, performance comparison purposes and/or relative VaR measurement. Any reference to an index or benchmark in this material, and which is not referenced in the offering document, prospectus or relevant KIID/KID (if applicable), is purely for illustrative or informational purposes (such as to provide general financial information or market context) and is not for performance comparison purposes. Please contact your MGIE representative for further details.

Risk

You should be aware that past performance is not a reliable indicator of future performance. Please note that the price of investments and the income from them can fall as well as rise and you may not get back the amount originally invested. Income receivable may vary from the amount of income projected at the time of making the investment. Exchange rate fluctuations may affect the value of an investment and any income derived from it. Fund investors exercising any right to redeem units/shares of any Fund or Sub-Fund may not get back the amount initially invested if the unit or share price has fallen since the initial investment. Deductions for charges and expenses, particularly the initial charge (if any), are not made uniformly throughout the life of the investment, so Fund investors redeeming out of the Fund or Sub-Fund during the early years may not get back the amount invested. There can be no guarantee that the tax position or proposed tax position prevailing at the time of an investment will not change. Dividends and capital gains on securities may be subject to withholding taxes imposed by the countries in which the investments are held. Fund investors must read the most recent applicable offering documents (including any relevant supplements) for a summary of the risk factors pertaining to the investment. Please note, however, that no summary of risk factors is exhaustive, and there may be other risks that could affect your investment.

A complete description of the risks of investing in a Fund or Sub-Fund can be found in the offering document, prospectus, supplement and/or KIID/KID.

* A KID is made available to non-UK domiciled investors in line with PRIIPs Regulations and a KIID, in line with UCITS Regulations and due to Brexit, is made available to UK investors only until further notice or a change in applicable law.